Rates and Fees are subject to change without notice. We are not responsible for any rates that may change prior to lock confirmation.

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Interest Rate Lock-In Policy

Please note: Rates and fees are subject to change without notice. Your interest rate may vary depending on your qualifications and loan amount.

Program	Rate	Points	APR
Conforming 5 Year ARM	3.625%	-0.25	3.613%
Conforming 30 Year Fixed	5.375%	0.25	5.406%